Table of Benefits


The following table shows a comparative summary of the main benefits provided.

Important Notes

  1. Cover is only available to UK residents who are aged between 45-55 on the day they go on their trip.
  2. Premiums include insurance premium tax at the prevailing rate where applicable.
  3. Where an excess applies, it is deducted from each claim from each person insured.
  4. Please read the policy terms and conditions for a full description of cover.
  5. This Summary does not replace the Key Facts document, which you should read before you buy this insurance.
Cover Section Benefit Amount
For each person insured we pay up to...		 Excess Traveller Plus
ACE assistance Unlimited Included
red24 Safety Information and Assistance Unlimited
FREE safety advice - SMS alerts, email briefings & more 		Included
Medical/additional expenses Unlimited £100 Included
Level 1 Activities £1 million £200 Included
Level 2 Activities £1 million £400 Included
Cancellation, Curtailment & Rearrangement Up to £2,000 £75 Included
Personal property £1,000 (Limit for any one item - £150; total payable for all Valuables - £150.) £75 Included
Money £200 £75 Included
Personal liability £2 million See Policy Wording Included
Search and Rescue £5,000 Included
Legal advice/expenses £10,000 Included
Compassionate Return See Details Included
Personal accident £15,000/£40,000 (See Policy Wording for full details) Included
Mugging £500 Included
Lost passport £200 Included
Travel delay a) £20 after 12 hrs delay, £10 after next 12 hrs etc. (max. £100)
b) or £2000 if holiday abandoned after 24 hrs delay (outward)		 Included
Hijack Up to £500 Included
Catastrophe Up to £500 £75 Included
Over 100 sports and activities covered See full details Included