Destinations
In order to offer you competitive pricing, we have divided our cover up into 4 destination zones. The following explanations should help you choose the best option for your trip. If your route is not yet finalised, we recommend that you choose the most extensive cover - that way your cover will continue wherever you decide to go.
Worldwide
This is the most expensive option , it allows you to travel anywhere in the world but your total time spent in the USA, Canada and the Caribbean must not exceed 90 days in total if you intend to spend longer then this policy is not suitable for you.
Worldwide Excluding USA, Canada & Caribbean
You will be covered for travel anywhere in the world except for the USA or Canada or the Caribbean.
If your flight includes a stopover in the USA or Canada, you will be covered provided the length of stopover does not exceed 48 hours.
If any stopover is longer than 48 hours, you must buy Worldwide cover.
Australia, New Zealand and Europe
As well as any countries within Europe (see our definition of Europe below), you will be covered for stays in either or both of these countries. If your flight includes a stopover in the USA or Canada, you will be covered provided the stopover does not exceed 48 hours.
If any stopover is longer than 48 hours, you must buy Worldwide cover.
Europe Only
Choose this option if you only intend to visit countries or places in the following list.
Our definition of Europe covers the following territories:
Andorra
Austria
Belarus
Belgium
Bosnia-Herzegovina
Bulgaria
Canary Islands
Croatia
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Iceland
Ireland
Italy
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia
Madeira
Mediterranean Islands (including Majorca, Menorca, Ibiza; Corsica; Sardinia; Sicily; Gozo; Crete, Rhodes and other Greek Islands;)
Moldova
Monaco
Morocco
Netherlands
Norway
Poland
Portugal
Romania
Russian Federation (West of Urals)
Serbia and Montenegro
Slovakia
Slovenia
Sweden
Switzerland
Tunisia
Turkey
Ukraine
Albania, Malta, Northern and Southern Cyprus and Spain, although in Europe is not defined in our EU terms. If you wish to travel to one or more of these countries you must select one of our Worldwide covers.